BAJJPAY

Crypto & FX liquidity for businesses

Trade crypto and currency at a firm price. Settle the same day.

One counterparty for USDT, USDC, USD, EUR, GBP and NGN. Ask for a price, accept it, and the funds arrive today.

Talk to BAJJPAY See what we do

For businesses only. Every client is verified before the first trade.

How liquidity moves through BAJJPAY Merchants, fintechs, corporates and OTC desks request firm prices from BAJJPAY, the single counterparty, which settles the same day on-chain in USDT and USDC or over bank rails in USD, EUR, GBP and NGN. YOUR BUSINESS ON-CHAIN BANK RAILS Merchant Fintech Corporate OTC desk BAJJPAY 01 Firm price 02 Same-day settlement USDT USDC USD EUR GBP NGN One counterparty, both sides of every trade

Why businesses use BAJJPAY

01

A firm price, up front

You see the full price, including fees, before you commit. What you see is what settles.

02

Same-day settlement

Funds move on the day of the trade, on-chain or to your bank, to accounts you have verified.

03

One counterparty

Crypto, FX and settlement in one relationship, with one dealer and one confirmation per trade.

What we do

Four services, one desk.

Use one or all of them. Every service is priced and settled through the same relationship.

All services
  1. 01

    Crypto liquidity

    Buy or sell USDT and USDC in the size your business runs on. One firm price per trade, settled to your wallet or bank account the same day.

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  2. 02

    FX liquidity

    Institutional pricing in USD, EUR, GBP and NGN. Convert, fund and settle across the corridors your operations depend on, through one counterparty.

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  3. 03

    OTC execution

    For sizes that should not be worked through a screen. A dealer prices the whole block firm, execution is documented, and settlement is coordinated by the same desk.

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  4. 04

    Settlement

    Every BAJJPAY trade settles the same business day over the rail that fits it: on-chain for stablecoins, bank rails for currency. You can see where each leg is at every stage.

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How it works

Four steps from first call to settled funds.

No wall of text, no surprises. A dealer walks you through each step.

  1. 01

    Talk to us

    Tell us what you move, in which currencies, and how often. A dealer replies within one business day.

  2. 02

    Get verified

    We verify your business and agree terms and settlement details once, before the first trade.

  3. 03

    Get a firm price

    Ask for a price from your dashboard or your dealer. Accept it within the time shown, or let it go.

  4. 04

    Settle same day

    Send your side. We release the other side the same business day and you can track every step.

What clients say

Trusted by the people who move the money.

From treasury teams to payment operators, here is what working with BAJJPAY looks like.

“We used to chase three providers for a single conversion. Now we ask BAJJPAY for a price, accept it, and the naira is in our account before close of business.”

HT

Head of Treasury

Cross-border payments company, Lagos

“The price we see is the price that settles. No hidden fees on the confirmation, no surprises. That alone made the switch worth it.”

FD

Finance Director

E-commerce merchant, London

“Same-day USDT settlement, every time, with a dealer who actually picks up the phone. For an OTC desk that is everything.”

MP

Managing Partner

OTC trading desk, Dubai

Questions

Straight answers.

The questions we hear most. The full list covers pricing, crypto, FX, settlement, compliance and security.

All questions
What is BAJJPAY?
BAJJPAY is a liquidity provider for businesses. We price and settle crypto and FX trades as a principal: you ask for a price, we quote it firm, and we settle the trade the same business day. Our clients are merchants, fintechs, corporates and OTC desks that need to move and convert funds reliably.
What does a firm quote mean?
A firm quote is a price you can execute in full, for the whole size you asked for, for the period stated on the quote. If you accept within that window, that is the price you settle at. There are no partial fills and no requotes after acceptance.
How does same-day settlement work?
When you request a quote you choose settlement timing: same-day, standard or scheduled to a value date. Once you accept and fund your leg, BAJJPAY releases the other side on the agreed rail the same business day. Each leg moves through a small number of clearly explained stages that you can see in your portal.
Who can use BAJJPAY?
Businesses and professional counterparties: merchants, fintechs and payment providers, corporates and OTC desks or brokers. Every client goes through corporate verification before trading. The desk is not a retail product, although smaller exchange requirements can be discussed on a case-by-case basis.

Next step

Move liquidity with confidence.

Talk to BAJJPAY about your crypto, FX and settlement requirements. A dealer reviews every enquiry and replies within one business day.

Talk to BAJJPAY Explore services

A dealer reads every enquiry and replies within one business day. No obligation.