Service · Settlement
Execution is only useful when settlement works.
Every BAJJPAY trade settles the same business day over the rail that fits it: on-chain for stablecoins, bank rails for currency. You can see where each leg is at every stage.
- Priced in
- USDT · USDC · USD · EUR · GBP · NGN
- Settlement
- Same business day, on-chain and bank rails
- Counterparties
- Businesses and professional desks, verified before trading
What it does
What settlement at BAJJPAY means.
A good price is worth little if the funds arrive late, arrive somewhere unexpected or cannot be reconciled. BAJJPAY treats settlement as part of the trade, not an afterthought: instructions are agreed before you trade, funds move on the same business day, and each leg is tracked through a small number of clearly explained stages.
Stablecoin legs settle on-chain to wallet addresses you have nominated and BAJJPAY has verified. Currency legs settle to your verified bank accounts. Both carry references you can match on your own statements.
Who it is for
Built for the businesses behind the flow.
Key benefits
Why businesses use BAJJPAY for settlement.
Same business day
Settlement on the day of the trade is the standard, not an add-on.
Verified destinations
Wallets and bank accounts are nominated in your portal and verified before first use. Funds only ever go where you said they should.
Visible stages
Every settlement shows its current stage in plain language, so you know whether the next action is yours or ours.
Reconcilable references
Every leg carries a reference that appears in your portal and on your confirmation.
How it works
The five stages every settlement moves through.
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01
Awaiting funds
The delivering side funds its leg of the trade.
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02
Compliance review
The counterparty and source of funds are cleared.
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03
Funds received
Receipt is confirmed and the release is queued.
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04
Release instructed
Funds are sent on the agreed rail: on-chain or to your bank.
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05
Completed
Settled in full, confirmed in writing, ready to reconcile.
Supported workflows
What you can do.
- On-chain settlement of USDT and USDC
- Bank-rail settlement in USD, EUR, GBP and NGN
- Same-day, standard or scheduled settlement timing
- Two-legged settlement where each side is tracked separately
Relevant capabilities
What comes with it.
- Nominated and verified settlement accounts
- A default account per entity, changeable by your own administrators
- Settlement stage tracking with plain-language explanations
- Alerts when a settlement changes stage
- References and confirmations on every leg
- Exportable settlement history
Settlement and execution
How this settles.
Settlement timing is chosen when you request a quote: same-day, standard or scheduled to a value date. Whichever you choose, the stages and the confirmations are the same.
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01
Awaiting funds
The delivering side funds its leg of the trade.
-
02
Compliance review
The counterparty and source of funds are cleared.
-
03
Funds received
Receipt is confirmed and the release is queued.
-
04
Release instructed
Funds are sent on the agreed rail: on-chain or to your bank.
-
05
Completed
Settled in full, confirmed in writing, ready to reconcile.