Service · FX liquidity
Currency liquidity for businesses that move real volume.
Institutional pricing in USD, EUR, GBP and NGN. Convert, fund and settle across the corridors your operations depend on, through one counterparty.
- Priced in
- USD · EUR · GBP · NGN
- Settlement
- Same business day, bank rails
- Counterparties
- Businesses and professional desks, verified before trading
What it does
What fx liquidity at BAJJPAY means.
BAJJPAY quotes currency conversions as a principal, on the size you actually need to move. Pricing is firm for a stated period, fees are agreed in advance, and funds settle to your verified bank account.
The desk covers the major currencies and the Nigerian naira corridor, so a business collecting in one currency and paying in another does not have to stitch together several providers to close the loop.
Who it is for
Built for the businesses behind the flow.
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Merchants
Convert collections into your operating currency and pay suppliers in theirs.
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Fintechs
Offer conversion to your own customers without building a treasury function first.
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Corporates
Cover imports, payroll and cross-border payables at institutional pricing.
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OTC desks
Clear the currency leg of a stablecoin trade with the same counterparty.
Key benefits
Why businesses use BAJJPAY for fx liquidity.
Institutional pricing
Pricing that reflects the size and regularity of your flow, not a retail rate card.
Corridor coverage
USD, EUR, GBP and NGN, including flow into and out of Nigeria.
Bank-rail settlement
Funds land in your nominated, verified accounts, with a reference you can reconcile against.
Paired with stablecoins
Price the currency leg and the stablecoin leg of the same requirement with one desk.
How it works
From request to settlement.
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01
Tell us the corridor
Currency pair, direction and size, from your portal or your dealer.
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02
Receive a firm quote
A dealer returns an executable price with a stated validity period.
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03
Accept and fund
Accept within the window and fund your leg to the instructed account.
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04
Settle
BAJJPAY releases the other side to your verified account once funds are confirmed.
Supported workflows
What you can do.
- USD, EUR and GBP against NGN
- GBP and EUR against USD
- Scheduled conversions on a fixed cadence
- Standing pricing for recurring corridors
Relevant capabilities
What comes with it.
- Request-for-quote from the client portal
- Firm quotes with a stated validity window
- Multiple nominated bank accounts per entity
- Approval bands set by your own organisation
- Settlement references on every leg
- Exposure view across currencies in a single reporting unit
Settlement and execution
How this settles.
Currency legs settle over bank rails to accounts you have nominated and BAJJPAY has verified. Each leg carries a reference that appears on your statement, and the settlement moves through the same visible stages as every other trade.
How settlement works-
01
Awaiting funds
The delivering side funds its leg of the trade.
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02
Compliance review
The counterparty and source of funds are cleared.
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03
Funds received
Receipt is confirmed and the release is queued.
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04
Release instructed
Funds are sent on the agreed rail: on-chain or to your bank.
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05
Completed
Settled in full, confirmed in writing, ready to reconcile.