BAJJPAY

For merchants

Move and convert funds without giving up your margin.

Collections in one currency, suppliers in another, settlement that has to land on time. BAJJPAY prices the conversion firm and settles it the same day, so your margin is not eaten by the rails.

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Services merchants use

The problem

What usually goes wrong.

Most merchants moving money across currencies are paying twice: once in a spread they cannot see and again in the time it takes for funds to arrive. Each provider covers one step, and nobody owns the whole journey.

Use cases

How merchants use BAJJPAY.

01

Supplier payments

Convert operating currency to the currency your suppliers invoice in, at a firm price, and settle on the agreed day.

02

Stablecoin collections

Convert USDT and USDC received from customers or partners into USD or NGN in your bank account.

03

Payout cycles

Fund payout accounts on a schedule with pricing agreed in advance.

04

Recurring conversions

Set a cadence for regular conversions and stop re-negotiating each one.

What you get

One relationship, everything documented.

The same portal, the same dealer and the same confirmations, whatever the size of your flow.

  • A firm price on every conversion, not a rate discovered after the fact
  • Settlement the same business day to accounts you control
  • One counterparty and one set of confirmations to reconcile
  • A named dealer for the sizes that need a conversation
Service FX liquidity Service Crypto liquidity Service Settlement

How it works

From first conversation to a standing relationship.

  1. 01

    Connect

    Tell us what you move, in which assets, and how often. A dealer replies within one business day.

  2. 02

    Define requirements

    Corporate verification, terms, limits and settlement instructions are agreed and documented.

  3. 03

    Get pricing

    Request a firm price from your portal or your dealer. Accept it within the stated window, or pass.

  4. 04

    Settle

    Fund your leg. BAJJPAY releases the other side the same business day, tracked stage by stage.

  5. 05

    Keep operating

    Recurring flow is priced on a standing basis. One counterparty, one dealer, one confirmation per trade.

Questions

What merchants ask us.

All questions
Who can use BAJJPAY?
Businesses and professional counterparties: merchants, fintechs and payment providers, corporates and OTC desks or brokers. Every client goes through corporate verification before trading. The desk is not a retail product, although smaller exchange requirements can be discussed on a case-by-case basis.
What does a firm quote mean?
A firm quote is a price you can execute in full, for the whole size you asked for, for the period stated on the quote. If you accept within that window, that is the price you settle at. There are no partial fills and no requotes after acceptance.
How does same-day settlement work?
When you request a quote you choose settlement timing: same-day, standard or scheduled to a value date. Once you accept and fund your leg, BAJJPAY releases the other side on the agreed rail the same business day. Each leg moves through a small number of clearly explained stages that you can see in your portal.
What does onboarding involve?
Corporate verification of your entity, its ownership and the people who will act for it, along with agreed terms, limits and settlement instructions. The desk reviews documents you upload through your portal and confirms when the entity is approved to trade.

Also for

Next step

Move liquidity with confidence.

Talk to BAJJPAY about your crypto, FX and settlement requirements. A dealer reviews every enquiry and replies within one business day.

Talk to BAJJPAY Explore services

A dealer reads every enquiry and replies within one business day. No obligation.